Medicare Savings Program (MSP)
Medicare Savings Program (MSP),
The Legislature recently expanded eligibility for the Medicare Savings Program (MSP), which helps older adults pay for some or all their out-of-pocket Medicare premiums, deductibles, and copayments. This expansion is expected to affect more than 45,000 Mainers. While the amount of the benefit varies depending on the individual, it typically averages around $7,300/year. The minimum benefit pays for your Medicare Part B premium, which is a savings of $175 per month ($2,100/year).
If your monthly income as an individual is less than $3,138, or as a couple less than $4,259, you are likely qualified for some level of benefit. You could still qualify even if you make more than this but have significant medical expenses. To get help applying, you can email [email protected] or call one of the local Area Agencies on Aging by calling 1-877-ELDERS-1. There is no asset test and no estate recovery to participate in this program.
You can also apply online (https://www.maine.gov/dhhs/ofi/applications-forms)
- Create an account
- Choose to apply for Health Assistance
- Indicate that you want to apply for MaineCare (Health Assistance).
- Note – you are applying for the Medicare Savings Program (Buy-In) Only, but you won’t be able to specify that until further into the application.
- From this point forward the application *should* be relatively straightforward
Sally Cluchey
Community Connector
Bowdoinham Community Connections
(207) 666-3171